Single page no-hassle finance application.
You will be provided with the best available loan options; you choose the terms and rate that is best for you.
Upon acceptance of your loan offer, the funds will be deposited as soon as 1 day.
No. Credit scores as low as 500 are accepted.
No. The loan provider pulls a soft credit check to determine loan options.
Your loan payments are determined by the loan providers. You may have many loan options and repayment schedules. You will be able to review all details BEFORE you accept the loan offer.
Zero. However, ORA requires a deposit on chosen service of 5% - 10% before accepting a loan offer. Example: you request $1,000 loan. Once approved you will deposit $100 to ORA for your service contract. You will receive your $1,000 funds in 1-7 business days. You will pay ORA the $900 balance for your service contract and you will be able to put the $100 remaining back in your bank.
The lender may request supporting documents after initial loan offer is made.
Over 94% of applicants are approved for a loan.
If you are declined, ORA can offer you a no-credit-check loan that can help cover some or all of your service expenses. Options up to 48 months and 16% interest rates.
Yes! Even if you are declined for the requested amount you may be provided finance package offers for lesser amounts. ORA can help you bridge the gap between your partial finance package and your required amount.
Yes! We offer in house no-credit-check options (after denial from our preferred lender). We also offer PayPal Credit options and more. Work with your Trainer to learn the best option for you.
You can apply for financing needs on any service costing $1,000 or more.
Yes! You can apply for financing to cover service dog costs, family canine's, puppies and more; if the total cost is greater than $1,000.
Yes! You can include additional expenses like; travel fees, hotel rooms, pet insurance fees, dog home or training supplies, books for courses, etc.
Less Than $1,000
Yes! Primarily PayPayl Credit (Pay Later) options, PayPay 4 payment options, ORA in-house package pricing, and more. Contact us if you need further assistance.
Ask our finance expert for additional assistance.